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A simple to use WEB enabled Co-Op Banking solution, fully parametrised, to incorporate the Regulatory committee advices. The solution also enables in helping the Apex & Supervisory bodies to manage the Bank effectively
Features
1.1 Membership
- Membership Application
- Membership verification
- Membership Registration
- Member Dividends
- Membership Transfer
- Membership Cancellations.
1.2 Deposits
- Opening
- Deposit Transaction
- Premature Withdrawal
- Deposit renewal
- Closure on Maturity.
1.3 Loans
- Request
- Verification (Integrated with Jewel Loan / Loan on
- Immovable Property. Loan against Deposits)
- Approval
- Disbursement
- Repayment
- Closure.
1.4 Savings Account
- Opening
- Account deposits
- Account withdrawals
- Pass Book printing
- Service facilities (Bill Payments/DD allotments etc)
- Closing.
1.5 Current Account
- Opening
- Account deposits
- Account withdrawals
- Pass Book printing
- Service facilities (OD ........)
- Closing.
1.6 Dependant Masters
- Membership Type
- Deposit Scheme definition (Type of Deposits including Rate of interest)
- Loan Scheme definition (Type of Loans including Rate of interest)
- Account Scheme definition
- User authorisation
- Access Controls.
1.7 Jewel Loan
- Jewelry Evaluation
- Jewelry Pawning.
1.8 Loan on Movable & Immovable Properties
- Property document verification
- Physical verification report
- Property Evaluation
- Gaurantors Property verification
- Property document Pledging.
1.9 Loan against Deposit
- Deposit verification
- Deposit Pledging.
1.10 Reports
- Membership Certificates
- Deposit Receipts
- Vouchers
- Warrant lists
- Members List (Applied, Approved, Withdrawn, Transferred)
- Deposits List (New, Renewals, Closed, Pledged, Matured)
- Loan List(Applied, Approved, Disbursed, Closed, Pending with Ageging)
- Loan-Support documents (Jewelry, Movable, Immovable Property, Redemption)
- Member wise Transactions (Details/Summary). | 
